Donna owns and runs a beauty salon, Quick Cuts. Donna runs the establishment as a sole proprietorship. She has two locations in Columbia, Missouri — one on Paris Road, and another on Stadium Boulevard. Donna keeps her personal checking account at First Bank.

Donna granted a security interest in “all of Debtor's accounts, inventory, and equipment, now owned and hereafter-acquired” to Southern Bank for a continuing line of credit, and received an initial $10,000 loan payment. Southern Bank filed a financing statement to perfect their security interest.

When Donna defaulted on her loan payments, and Southern Bank attempted to enforce its security interest against the money in Donna’s checking account. Can Southern Bank do so?

A) Yes, because Donna is a sole proprietor, and thus her personal checking account is an "account" included in the definition of "accounts."

B) No, because “accounts” does not include bank accounts unless the parties so otherwise in the security agreement.

C) Yes, because “accounts” can include checking accounts if nothing in the security agreement states to the contrary.

D) No, because “accounts” can never include deposit accounts, no matter what the security agreement states.