Upon law school graduation, Fred Flintstone borrowed $12,000 from Boone County National Bank to buy a compact car. To help finance the loan, Fred’s best friend from law school, Barney Rubble, granted a security interest in his SUV to secure Fred’s obligation. Barney did not co-sign the promissory note that BCNB made Fred sign, and he has not otherwise guaranteed the obligation. Fred’s father-in-law agreed to be a surety for Fred's obligation.

After a year out of school, Fred still hasn’t found a job, and consequently defaults on his loan payments to BCNB. BCNB repossessed the SUV from Barney.

To whom must BCNB give notice prior to its planned disposition of the SUV?

A. Fred only.

B. Fred and Barney, but not Fred’s father-in-law.

C. Fred and his father-in-law, but not Barney.

D. Barney and Fred’s father-in-law, but not Fred.